UK insurers launch first home cover for humanoid robots
Where it stands: Adrian Flux and Tokio Marine HCC International have launched what they call the UK's first home insurance product for humanoid robots. It is the first consumer-facing policy of its kind for household robots to surface, but pricing, underwriting terms and covered robot makes are not yet known. Watch which robot makes are accepted, what the policies cost, and whether other insurers follow.
- 2026-10-30 (first record, Insurance Business UK): Adrian Flux and Tokio Marine HCC International launched what they describe as the UK's first home insurance product covering humanoid robots (insurancebusinessmag.com/uk) — the first consumer-facing insurance product for household humanoids to surface, distinct from the maintenance/service/end-of-life aftercare lane and the commercial liability framing already on file. Launch-grade rather than contract-grade: no pricing, underwriting terms, or covered-robot makes in the reporting. Watch: policy pricing and terms, which robot makes the policies accept, other insurers following, and the UK household-deployment base behind the launch.