UK insurers launch first home cover for humanoid robots

Open · 1 update · since Oct 30, 2026 · updated Oct 30, 2026 Robots uk consumer humanoids

Where it stands: Adrian Flux and Tokio Marine HCC International have launched a UK home insurance product for humanoid robots, described as the first of its kind for households. Pricing, underwriting terms and which robot makes are covered are not yet known. Watch whether other insurers follow and which robots the policies accept.

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• 2026-10-30
  (first record, Insurance Business UK): Adrian Flux and Tokio Marine HCC International launched what they describe as the UK's first home insurance product covering humanoid robots (insurancebusinessmag.com/uk) — the first consumer-facing insurance product for household humanoids to surface, distinct from the maintenance/service/end-of-life aftercare lane and the commercial liability framing already on file. Launch-grade rather than contract-grade: no pricing, underwriting terms, or covered-robot makes in the reporting. Watch: policy pricing and terms, which robot makes the policies accept, other insurers following, and the UK household-deployment base behind the launch.